When you choose to work with Mojave River Mortgage,
you gain more than a wholesale mortgage lender.
Mojave River Mortgage is a full-service lender that partners with you for a
highly personalized experience on every Real Estate transaction.
Mojave River Mortgage Differentiators:
Instant Fully Underwritten Loan Pre-Qualification
Most Loans Cleared To Close in an Average of 17 Days.
No Processing Fees, No Underwriting Fees, and No Cost Credit Reports
No-Cost Impound Account Waivers on Most Conventional loans up to 97% and VA Loans up to 100%
INSTANT Fully Underwritten Pre-Qualifications
On most loans, data extration, document recognition, and smart technology, and automated underwriting help to obtain an initial approval on conventional and FHA loans in as little as 15 minutes.
What’s the bottom line? Once the loan applicant completes their loan application, a fully underwritten pre-qualification can be obtained in as little as 15 minutes.
MOST Loans cleared to close in an average of 17 days
Our crazy-fast, industry shaking, referral generating underwriter and appraiser turn times are 2-3 times faster than most lenders out there. The Closing Disclosure sent at initial underwrite to get the clear-to-close decision as soon as possible.
What’s the bottom line? No time wasted waiting on a pre-qualification.
No Processing Fees, No Underwriting Fees, and No Cost Credit Reports
On most loans, there are zero processing fees, zero underwriting fees, and no-cost credit reports. This saves the borrower approximately $2,200 in total cash needed to close.
What’s the bottom line? Compared to most other lenders, Mojave River Mortgage clients save thousands of dollars when it comes to total cash to close escrow.
No-Cost Impound Account Waivers on Most Conventional loans up to 97% and VA Loans up to 100%
On most loans, impound account (property tax and property insurance escrow accounts) are not lender required. The borrower is not required to pre-pay property tax and property insurance escrow accounts, saving potentially thousands of dollars in cash needed at closing.
What’s the bottom line? Compared to most other lenders, Mojave River Mortgage clients save thousands of dollars when it comes to total cash to close escrow.
Some of the information contained herein is provided by MBS Highway. This is not a guarantee of financing, or a firm offer of credit. All loans are subject to credit, underwriting and property approval guidelines. Not all programs are available in all areas. Rates and terms are subject to change without notice. Martin Goulet, Real Estate Broker – CA Bureau of Real Estate Licensed by the California Bureau of Real Estate. Broker License #01854568, NMLS #1495717 dba Goulet Martin B, dba Mojave River Mortgage NMLS #1884727| Mojave River Mortgage is not endorsed by, nor acting on behalf of or at the direction of, the U.S. Department of Housing and Urban Development, Federal Housing Administration or the Federal Government.